Affirm provides services that empower consumers to advance their financial well-being. The goal is to revolutionize the banking industry to be more accountable and accessible to consumers. Affirm allows shoppers to get the flexibility to buy and make simple monthly payments for their purchases. Unlike payment options that have compounding interest and penalty fees, Affirm shows customers exactly what they will owe up front, with no fine print and no surprises. Affirm also reaches a broader population of consumers through advanced technology and analytics that look beyond traditional FICO scores.